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Bradley stoke (look good)
Emerson green
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Winterbourne
Yate
根據彭博的統計，本月10 日有創紀錄的2.75億美元資金流入主動型基金ARK創新 ETF（Ark Innovation ETF，代碼：ARKK），使其總資產增至近 160 億美元（今年累計流入 76 億美元，其中大部分為今年下半年流入）；並壓過規模152億美元的摩根大通（JPMorgan）超短期收益 ETF（Ultra-Short Income ETF，代碼：JPST），成為最大的主動型交易所掛牌基金。
有「連登契媽」、「科技女股神」之稱的 Cathie Wood 是方舟投資管理公司（ARK Investment Management）的創辦人和行政總裁。由她管理的 ARKK 交易所掛牌基金，過去 5 年的平均年回報率接近 40％；基金主要集中投資於生物科技、互聯網和軟件等具破壞性創新（disruptive innovation）為題材的企業。今年受惠於美國科技股從三月調整後的沿路拉升，加上慧眼識英雄，重倉押注（佔基金持股比例逾 10％）的 Tesla（TSLA）今年暴漲 670％，令ARKK 年初至今累計錄得逾160％ 的升幅，也是2400多隻 ETF 當中，表現最佳的十強之一。
由於 ARK 的幾隻主動型 ETF 的表現都非常驚人，雖然較多是中小型股，但透明度仍然其高，每日都會披露上一個交易日整個投資組合的持倉變化，令炙手可熱的 Catherine Wood 在坊間受到愈來愈多人熱捧和追隨，也間接令這類主動型管理（Actively-managed） ETF 的普及程度有所提高。
事實上，今年流入主動型管理 ETF 的金額就達到 420 億美元，而去年僅為 260 億美元，但儘管如此，仍不到美國 ETF 總資產的 3％。當然，ESG（環境、社會及管治）也是另一個熱門投資題材，相關的 ETF 吸金額也創下歷年新高，今年累計流入達 274 億美元。
Tesla 的暴漲引起新能源汽車的熱潮，最新更有傳言蘋果打算在 2024 年生產智能電動車，某程度反映 ESG 概念仍然是處於發酵的階段。當然，主動型基金的再次興起，也會帶動資金由大型股流向中小型股。因此，只要多花心思，在一眾 ESG 概念股之中，其實仍有很多選擇。
其中，TPI Composites（TPIC）作為全球最大的複合材料風葉片製造商，其客戶包括 Vestas、西門子（Siemens）、Nordex 及 General Electric 等，這些客戶佔全球陸上風機市場 52％的份額，在美國市場佔有 99％的市場份額。受惠於愈來愈多風機製造商將葉片生產外包（outsourcing），對 TPI 無疑是一個利好的因素。此外，TPI 亦與多家大型公用、商用運輸企業如 Proterra、Workhorse、Navistar、通用汽車等簽訂合作協議，為上述公司製造更輕、更堅固的複合框架、車身和組件。事實上，綠色經濟乃是大勢所趨，而個別具有 ESG 概念的熱門明星股早前升幅甚多，但只要資金把部分利潤轉而追逐中小型股，冷敲這類股份可能會帶來意想不到的收穫。
最後，本欄將暫停一周，先預祝各位聖誕節及新年快樂！
歡迎光臨公證業務專欄
臺中地方法院公證處地址、電話：
電話：04- 25394305分機110-112或103-108 傳真機:04-25391825
8am - 4:30pm 1-2pm Lunch time
Arbury not good
Train station apartment
Bicylcle city
10mins from city center
主題：宣道會沙田堂社區服務中心 普通話班 時間：2020年11月28日 上午
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Beeston 首選, 成熟交通配套, 由 tram 尾站 Toton Lane station 至 Middle Street station 也很多屋選擇. I have no driving licence
曾銷售Northern Gateway，又不願意出鏡的經紀C小姐向本報透露，Northern Gateway最多供應是在M4的NOMA區，雖然曼城的M1﹑M3及 M4區，租金淨回報有4.5厘，但出租率長期低迷，其租賃市場的需求不夠。她舉例指，英國屋網Rightmove及Zoopla查看1至3房可以出租的盤源長期很多，以市中心M1來講， 目前有214間一房單位可以出租，但已出租的僅得65間。M4區的出租率僅有37%，她相信除了位置偏遠，疫情令出租率進一步下跌，而且多份大行報告都指由於供應上升太多，未來樓市的出租率有幾多都成疑問。
TECH
PUBLISHED MON, DEC 14 20209:02 AM ESTUPDATED MON, DEC 14 202011:38 AM EST Todd Haselton @ROBOTODD KEY POINTS Apple Fitness+ launches on Monday. It’s Apple’s new fitness app with all sorts of recorded exercises classes that you can do from an Apple TV, iPad or iPhone, so long as you own an Apple Watch. CNBC reviews Apple Fitness+ here, with some thoughts on how it compares to Peloton’s similar app. WATCH NOW VIDEO07:14 Apple unveils Fitness+, a new service for the Apple Watch Apple’s subscription fitness app, Fitness+, launches on Monday. I’ve been using it for the past several days and I think it offers a nice variety of workouts that people will like. You need an Apple Watch to take the pre-recorded exercise classes, which are available on iPhones, iPads and the Apple TV.
It’s a smart way for Apple to make the Apple Watch even stickier. If people get really into the fitness classes, like I have, it will be yet another way Apple keeps people locked in to its ecosystem of products. Why buy another phone, tablet or watch if you really like Fitness+? It also comes at a great time, when people aren’t in gyms and are at home looking for ways to exercise.
Like other fitness apps, including Peloton’s, which starts at $12.99 a month for classes that don’t need the company’s connected spin bike, you don’t need anything to use it. But, you’ll get more out of it if you have any indoor cycle, treadmill, rowing machine or free weights, since some of the classes require equipment. But you don’t need anything special. I’ve been riding a hand-me-down exercise bike, for example.
WATCH NOW VIDEO02:40 First look: Apple’s AirPods Max provide great sound and style for a hefty price Fitness+ costs $9.99 a month or $79.99 a year. It’s also part of the Premier Apple One plan, which costs $29.95 per month, and includes other Apple products like Apple Music, Apple TV+ and extra iCloud storage bundled together at a discount.
Here’s what Apple Fitness+ is like.
What I like
Apple Fitness+ Apple Fitness+ Apple I started taking my health a lot more seriously a few months ago and have cut a bunch of weight. A great deal of that was through diet, but I’ve also been addicted to Peloton’s iPad app, which I use on a regular indoor bike and not a real Peloton and that, like Fitness+, has a variety of non-cycling workouts.
The Peloton instructors are really encouraging. (Shout out to Alex Toussaint, Emma Lovewell and Kendall Toole.) So, I was worried that I wouldn’t find that kind of coaching in Fitness+. If the coaches weren’t good, I’d go back to Peloton.
But, after I took about eight cycling classes on Fitness+, I started to get used to and enjoy the different Apple Fitness+ instructors. My favorites so far are the cycling instructors Emily Fayette, Bakari Williams and Tyrell Desean, but I haven’t taken a class with all the 21 instructors for a variety of workouts yet. There are a lot to choose from with classes like high-intensity interval training (HIIT), spin, yoga, treadmill, rowing, strength and dance.
I love that Fitness+ syncs seamlessly with the Apple Watch. You just pick the workout you want and then hit start. Your heart rate, the time elapsed (or time left if you want) and your Apple Watch Fitness rings (red for calories, green for exercise minutes and blue for standing minutes) appear on the screen and close as you continue to work out. Any Apple Watch owner knows how addictive it can be to try to close all of your rings every day, and I like that the app puts this right on the screen to encourage me to close mine.
You can stream workouts to your iPad, iPhone or Apple TV, or download them for when you don’t have an internet connection. I preferred cycling with an iPad, but liked that I could come upstairs and do a cooldown or a quick yoga class while watching on the Apple TV. Also, as long as you own an Apple Watch and subscribe to Fitness+, you can workout on any Apple TV with Fitness+ installed. So, if you’re staying in a hotel that has one, or more likely an Airbnb, it’ll see your watch nearby and let you take classes even if the owner of the Apple TV doesn’t pay for Fitness+. This will be fun when we can all travel again.
It’s also easy to find classes on the Apple TV, iPad or iPhone. The app recommends classes based on your previous workouts (including in any app that saves data to Apple Health, like Peloton). You can filter by time (10 minutes up to 45 minutes), by instructor, by exercise or by type of music. And, I like that you can automatically save music or play it back inside the Apple Music app. You don’t need to be a subscriber to Apple Music to hear songs in Fitness+, however.
Apple Fitness+ Apple Fitness+ Apple The workouts are great. The 45 minute bike rides definitely left me sweaty and showed that I burned about 450 to 500 calories, about what I get in the same time from the Peloton app. I’m not a huge yoga guy, but I liked the 10-minute intro class and plan to try to take some of the longer ones. I really need to work on my flexibility. A 10-minute strength class I snuck in after a bike ride really worked out my thighs. There’s plenty to choose from already and more classes will be added each Monday. You’ll find enough to do.
Finally, and maybe the most important part, is Apple Fitness does a great job of encouraging all fitness levels. There are additional instructors during each workout showing recommended tweaks or changes you might make if you’re not in perfect shape like the trainers. In the cycling workouts, I was encouraged to push myself but not to set a specific level of resistance or cadence, which I liked better than on Peloton where I first felt like I wasn’t working out as hard if I couldn’t maintain the harder resistance levels. And speaking of inclusion, the classes all start and end with a bit of sign language for people who are hard of hearing. Nice touch.
What I’d like to see
Apple Fitness+ Apple Fitness+ Apple There are a couple of things I still prefer from the Peloton app. Apple’s Fitness+ instructors are great, but I want to learn more about them and their individual personalities.
I like that Peloton instructor Alex Toussaint serves as a sort of drill sergeant-style instructor. No excuses for not doing your best. This extends even into the music. You’ll hear explicit language in Peloton. (Even the instructors curse occasionally.) You don’t get that in Fitness+. Maybe it’s weird, but I just don’t get as amped working to a hip-hop playlist with the curse words missing.
And I like that Peloton instructors chat more about their lives and experiences. Peloton’s Emma Lovewell talks about being raised on Martha’s Vineyard. Her dad was a musician. She talks about her favorite new tunes with custom workout playlists. About how she’s restoring a new home. I don’t yet know a whole lot about Fitness+ instructors, aside from small profiles posted online, but I’m told that should start to come through more and I’m looking forward to more of that.
Peloton also offers live classes while Fitness+ does not. And if you don’t take the live class, Peloton still shows you who’s taking the prerecorded class with you at the same time, which I like. Fitness+ lets you compete with everyone else who’s taken a class through “burn bar” that appears on the screen and tells you where you stand in the pack. It’s fun in cycling classes, but I wish there were more social features that showed me who else was riding in real-time, or how my friends did in a specific class. It doesn’t show any user names (that’s by design as a privacy feature) and instructors don’t shout out encouragements for hitting milestones like a 100th ride or workout. I just love the community feel in Peloton and themed classes like the holiday and Thanksgiving rides where instructors might even dress up or play holiday music. I hope that comes to Fitness+ too.
Also, while the Apple Watch has a bunch of digital badges and awards you can win for workout streaks, I wish there were some dedicated to Fitness+. So, maybe I’d get badges for working out with Fitness+ in a week. Or a badge for doing specific holiday workouts if and when those ever appear.
Finally, it’s obvious, but you need Apple devices to use Fitness+. It doesn’t run on Android or TV boxes like Roku, and you have to have an Apple Watch. So, Peloton is the way to go if you want an app that runs on different kinds of TV boxes, tablets, phones and fitness trackers.
Apple Fitness+ final thoughts
Apple Fitness+ Apple Fitness+ Apple Fitness+ is excellent. Should you pick it over Peloton? Tough call.
This is the part of a review is where I’d normally say if you should buy something or not, but both Fitness+ and the Peloton app come with free one-month trials. And anyone who bought a new Apple Watch this year gets a three-month trial. So, really, you should try both and see which one you like better. I’m pretty torn right now.
I love how well Fitness+ syncs and works across devices, how well it works with the Apple Watch and that it’s really inviting for all fitness levels. You’ll end Peloton and Fitness+ classes feeling sweaty and happy.
Considering I used to pay more than $150 a month for a gym before the pandemic, I’m probably just going to keep using both apps. Apple Fitness+ is included in the Premier family plan I already pay for, and I like being able to switch up instructors and workout styles between the apps.
The way I see it, I’m just getting even more classes if I subscribe to both. Plus, this way I’m not quitting on the Peloton instructors I love so much, or missing the fun special classes and workout streaks, and I can continue getting in shape while continuing to explore Fitness+.
TECH
PUBLISHED MON, DEC 14 20209:02 AM ESTUPDATED MON, DEC 14 202011:38 AM EST Todd Haselton @ROBOTODD KEY POINTS Apple Fitness+ launches on Monday. It’s Apple’s new fitness app with all sorts of recorded exercises classes that you can do from an Apple TV, iPad or iPhone, so long as you own an Apple Watch. CNBC reviews Apple Fitness+ here, with some thoughts on how it compares to Peloton’s similar app. WATCH NOW VIDEO07:14 Apple unveils Fitness+, a new service for the Apple Watch Apple’s subscription fitness app, Fitness+, launches on Monday. I’ve been using it for the past several days and I think it offers a nice variety of workouts that people will like. You need an Apple Watch to take the pre-recorded exercise classes, which are available on iPhones, iPads and the Apple TV.
It’s a smart way for Apple to make the Apple Watch even stickier. If people get really into the fitness classes, like I have, it will be yet another way Apple keeps people locked in to its ecosystem of products. Why buy another phone, tablet or watch if you really like Fitness+? It also comes at a great time, when people aren’t in gyms and are at home looking for ways to exercise.
Like other fitness apps, including Peloton’s, which starts at $12.99 a month for classes that don’t need the company’s connected spin bike, you don’t need anything to use it. But, you’ll get more out of it if you have any indoor cycle, treadmill, rowing machine or free weights, since some of the classes require equipment. But you don’t need anything special. I’ve been riding a hand-me-down exercise bike, for example.
WATCH NOW VIDEO02:40 First look: Apple’s AirPods Max provide great sound and style for a hefty price Fitness+ costs $9.99 a month or $79.99 a year. It’s also part of the Premier Apple One plan, which costs $29.95 per month, and includes other Apple products like Apple Music, Apple TV+ and extra iCloud storage bundled together at a discount.
Here’s what Apple Fitness+ is like.
What I like
Apple Fitness+ Apple Fitness+ Apple I started taking my health a lot more seriously a few months ago and have cut a bunch of weight. A great deal of that was through diet, but I’ve also been addicted to Peloton’s iPad app, which I use on a regular indoor bike and not a real Peloton and that, like Fitness+, has a variety of non-cycling workouts.
The Peloton instructors are really encouraging. (Shout out to Alex Toussaint, Emma Lovewell and Kendall Toole.) So, I was worried that I wouldn’t find that kind of coaching in Fitness+. If the coaches weren’t good, I’d go back to Peloton.
But, after I took about eight cycling classes on Fitness+, I started to get used to and enjoy the different Apple Fitness+ instructors. My favorites so far are the cycling instructors Emily Fayette, Bakari Williams and Tyrell Desean, but I haven’t taken a class with all the 21 instructors for a variety of workouts yet. There are a lot to choose from with classes like high-intensity interval training (HIIT), spin, yoga, treadmill, rowing, strength and dance.
I love that Fitness+ syncs seamlessly with the Apple Watch. You just pick the workout you want and then hit start. Your heart rate, the time elapsed (or time left if you want) and your Apple Watch Fitness rings (red for calories, green for exercise minutes and blue for standing minutes) appear on the screen and close as you continue to work out. Any Apple Watch owner knows how addictive it can be to try to close all of your rings every day, and I like that the app puts this right on the screen to encourage me to close mine.
You can stream workouts to your iPad, iPhone or Apple TV, or download them for when you don’t have an internet connection. I preferred cycling with an iPad, but liked that I could come upstairs and do a cooldown or a quick yoga class while watching on the Apple TV. Also, as long as you own an Apple Watch and subscribe to Fitness+, you can workout on any Apple TV with Fitness+ installed. So, if you’re staying in a hotel that has one, or more likely an Airbnb, it’ll see your watch nearby and let you take classes even if the owner of the Apple TV doesn’t pay for Fitness+. This will be fun when we can all travel again.
It’s also easy to find classes on the Apple TV, iPad or iPhone. The app recommends classes based on your previous workouts (including in any app that saves data to Apple Health, like Peloton). You can filter by time (10 minutes up to 45 minutes), by instructor, by exercise or by type of music. And, I like that you can automatically save music or play it back inside the Apple Music app. You don’t need to be a subscriber to Apple Music to hear songs in Fitness+, however.
Apple Fitness+ Apple Fitness+ Apple The workouts are great. The 45 minute bike rides definitely left me sweaty and showed that I burned about 450 to 500 calories, about what I get in the same time from the Peloton app. I’m not a huge yoga guy, but I liked the 10-minute intro class and plan to try to take some of the longer ones. I really need to work on my flexibility. A 10-minute strength class I snuck in after a bike ride really worked out my thighs. There’s plenty to choose from already and more classes will be added each Monday. You’ll find enough to do.
Finally, and maybe the most important part, is Apple Fitness does a great job of encouraging all fitness levels. There are additional instructors during each workout showing recommended tweaks or changes you might make if you’re not in perfect shape like the trainers. In the cycling workouts, I was encouraged to push myself but not to set a specific level of resistance or cadence, which I liked better than on Peloton where I first felt like I wasn’t working out as hard if I couldn’t maintain the harder resistance levels. And speaking of inclusion, the classes all start and end with a bit of sign language for people who are hard of hearing. Nice touch.
What I’d like to see
Apple Fitness+ Apple Fitness+ Apple There are a couple of things I still prefer from the Peloton app. Apple’s Fitness+ instructors are great, but I want to learn more about them and their individual personalities.
I like that Peloton instructor Alex Toussaint serves as a sort of drill sergeant-style instructor. No excuses for not doing your best. This extends even into the music. You’ll hear explicit language in Peloton. (Even the instructors curse occasionally.) You don’t get that in Fitness+. Maybe it’s weird, but I just don’t get as amped working to a hip-hop playlist with the curse words missing.
And I like that Peloton instructors chat more about their lives and experiences. Peloton’s Emma Lovewell talks about being raised on Martha’s Vineyard. Her dad was a musician. She talks about her favorite new tunes with custom workout playlists. About how she’s restoring a new home. I don’t yet know a whole lot about Fitness+ instructors, aside from small profiles posted online, but I’m told that should start to come through more and I’m looking forward to more of that.
Peloton also offers live classes while Fitness+ does not. And if you don’t take the live class, Peloton still shows you who’s taking the prerecorded class with you at the same time, which I like. Fitness+ lets you compete with everyone else who’s taken a class through “burn bar” that appears on the screen and tells you where you stand in the pack. It’s fun in cycling classes, but I wish there were more social features that showed me who else was riding in real-time, or how my friends did in a specific class. It doesn’t show any user names (that’s by design as a privacy feature) and instructors don’t shout out encouragements for hitting milestones like a 100th ride or workout. I just love the community feel in Peloton and themed classes like the holiday and Thanksgiving rides where instructors might even dress up or play holiday music. I hope that comes to Fitness+ too.
Also, while the Apple Watch has a bunch of digital badges and awards you can win for workout streaks, I wish there were some dedicated to Fitness+. So, maybe I’d get badges for working out with Fitness+ in a week. Or a badge for doing specific holiday workouts if and when those ever appear.
Finally, it’s obvious, but you need Apple devices to use Fitness+. It doesn’t run on Android or TV boxes like Roku, and you have to have an Apple Watch. So, Peloton is the way to go if you want an app that runs on different kinds of TV boxes, tablets, phones and fitness trackers.
Apple Fitness+ final thoughts
Apple Fitness+ Apple Fitness+ Apple Fitness+ is excellent. Should you pick it over Peloton? Tough call.
This is the part of a review is where I’d normally say if you should buy something or not, but both Fitness+ and the Peloton app come with free one-month trials. And anyone who bought a new Apple Watch this year gets a three-month trial. So, really, you should try both and see which one you like better. I’m pretty torn right now.
I love how well Fitness+ syncs and works across devices, how well it works with the Apple Watch and that it’s really inviting for all fitness levels. You’ll end Peloton and Fitness+ classes feeling sweaty and happy.
Considering I used to pay more than $150 a month for a gym before the pandemic, I’m probably just going to keep using both apps. Apple Fitness+ is included in the Premier family plan I already pay for, and I like being able to switch up instructors and workout styles between the apps.
The way I see it, I’m just getting even more classes if I subscribe to both. Plus, this way I’m not quitting on the Peloton instructors I love so much, or missing the fun special classes and workout streaks, and I can continue getting in shape while continuing to explore Fitness+.
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DreamPower 專業團隊，悉心為本地及海外客戶，提供高品質影片拍攝、剪接及後期製作服務，全面針對客戶需求及產品特性，專人專案管理，快捷妥當。
我們專注於產品宣傳拍攝及短片製作，為企業及產品打造完美形象，提升競爭力，營造更佳行銷成果。
影片拍攝
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DreamPower 貼心為各教育機構及企業，按獨立客戶指定要求，提供客制化教學影片剪輯 / 優化服務，加强影片吸引力及音效，全面支援本地及全球化網上教學，滿足企業及學員對高效培訓產品的需求。
我們團隊擁有教育專業知識，為客戶提供非一般優質教學影片服務，突破公司內部人手資源及技術限制。
歡迎客戶聯絡，洽談服務需求，建構方案，提供影片報價
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企業培訓
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