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Member since 2017-07-15T03:50:57Z. Last seen 2025-01-02T20:05:01Z.
2729 blog posts. 128 comments.
Hsbc Mpf claim 4456 Philip chan
專科門診部 地庫一樓 東翼抽血站
Hp wp500
$1900
1) lock focus and exposure
2) make use of high frame rate, eg 120 frame per s
3) adjust white balance and exposure
4) make use of widest lens, avoid zoom lens
5) lock your arm and wrist, move the phone with body
6) six type of movement, panning, gib shot, follow shot, dolly, push in, …
7) gimbal shooting tips : tilt at 20 degree, walk like a jinjia, lock arm and wrist, move cam with whole body
香港電影多年來風靡全球，深深烙印在觀眾心中，可能是一個場景、一句對白或是一個眼神，彷彿就像我們生活經歷的縮影，卻又能在舊片尋新意，新片找共鳴，讓你情不自禁地看下去。
【周末港產片】正式同大家見面！逢星期五、六、日連場好戲等緊你！ 超過500部港產美亞電影會陸續在以下 YouTube 頻道上架。
(1) Best Drama 熱播劇場 https://bit.ly/3q1YIbu (2) Mystery 神秘頻道 https://bit.ly/2ZSmvPT (3) 歡樂APM https://bit.ly/2GAG6HL
都幾多舊戲睇下:O
2018-05-04 由 海外聚焦AiEAC 發表于不動產
在分析過買房的意圖和針對買房前所要進行的準備功課之後，我們接著來說一說在英國對房屋的選擇。
其實看房這一步驟與接下來要進行的房屋貸款和接洽買房律師這兩步是同時進行的，不能等看完房子後再去了解貸款，或談妥貸款後再開始看房子也不完全合適，所以這幾件事應該同時進行，同時了解。
在選定了理想居住地後，可以按照預算把備選的幾個方案篩選出來，此時因為地區基本上已經確定了，這些地區的交通狀況犯罪率等情況也應該都掌握了，所以此時就該把所有精力在於看房子本身的情況。
對於房子本身，建議是別太在意房屋的裝修情況，因為裝修看似越好，則溢價其實越高，到時候預約看的人越多，付出的最終溢價也就越多，看到的那些美美的裝修照片都是銷售手段的一部分，裝修再不錯的房屋因為不是自己的設計看法，住一段時間後都會想重裝一下。所以在預約實際看房前，主要了解建議以以下幾點為主：
檢查清單：
格局結構
主臥和客廳朝向 （看看是否朝陽）
房子是不是政府公屋
如果是公寓樓，那最底層是否有商業店鋪，又是哪類商業店鋪。
房子是否需要時間來等待交割，是不是chain free，如果是新建住宅，off-plan期限如何
如果是租賃產權Leasehold，不是Freehold，產權年限還有多久
Service Charges物業服務費每月或是每年是多少
能不能申請貸款，是不是Cash buyer only，是不是老人院，退休物業retirement homes，是不是共有產權Shared Ownership
以上問題都會影響房屋價格，比如房屋格局不合理很難後期搞裝修，房間不朝陽，屬於政府公屋Council House，樓下有飯店，不是chain free不知何時成交，leasehold所剩無幾需要自己續，service charge高的離譜等等問題，而上面所列的最後一條需要查看自己是否有達到購買條件，即如果是老人院則無法購買，Shared Ownership需要你有很高的收入等，這些在實際去看之前最好都先了解一下。
其實每個人都可以自己寫個checklist然後一條一條來對，這樣不會忘記哪點。
檢查清單：
此房的熱水鍋爐Boiler位置，以及Boiler型號和使用時間長度，一個過老的Boiler在你搬進去後用不了太久，所以你需要把所需新Boiler的費用也要算進房價里。
窗戶情況，雙層玻璃Double Glazing是標配，要不還需要自己換窗戶。
屋子各個角落，房屋的潮濕狀況。
屋內通風情況，不通風的房屋很容易很潮。
如果是二手房，和中介攀談，主要幾個問題是房主的情況，在這裏的居住了多久，為什麼要賣房，鄰居大概情況等。
白天附近吵不吵，屋內隔音如何等。
如果對此房十分滿意，位置也好，內部結構也好，則建議是不要太糾結當前價格是不是高於此地區平均價格，如果房屋滿意，則溢價10%也不是太大問題，好地區的房子漲幅要超過平均水平，而且好區的房子通常都很有限，換手率很低，當然了，溢價太高比如動不動就比報價高個50%那就不划算了，不過還是具體情況具體分析。當然價格也不是唯一因素，上面提到的其他因素包括需要貸款的比例，在不在chain上等信息賣家一樣會考慮，所以如果因為其他因素賣家沒有給你offer也彆氣餒，屬於你的好房子總在前面等著你呢。
房屋價格估算
過去第一次買房時在房屋估價上花了大量時間，現在來看其實這是不必要的，我知道現在很多人一樣會不停的算一個房子的價格應該是多少，這個房屋出這個價合理嗎？我是該砍價還是出高價？其實之所以說你不用太糾結這個問題是因為：
首先，之前講了，地區是最重要的而不是這棟房子，你買的是土地使用權，房子可以裝修甚至重建，但是地區你無法改變。價格已由地區決定，一位很有經驗的朋友曾說過：「當前價格已經反應一切」。
其次，開發商及中介在給某個房子定價時首先考慮此地區的平均價格，然後考慮這個房子的市場價值。
房子是具有投資屬性和生活屬性的雙重商品，要是只考慮投資屬性那可以好好估值一番，比如如果喜歡裝修差勁沒人要但是在排名和評級靠前的好區的爛房，但這不是居住用的家庭住宅，真正居住的家是房屋的居住屬性，此時如果遇到特別喜歡的房子在很適合自己的地區，這個時候不用太猶豫直接拿下就好，多付的那點溢價真的有時候不算什麼，好區的話房價漲幅本來就高於平均水平，生活在適合自己情況的好區也更幸福，最終不會吃虧的！
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Is there physical reality that is independent of us? Does objective reality exist at all? Or is the structure of everything, including time and space, created by the perceptions of those observing it? Such is the groundbreaking assertion of a new paper published in the Journal of Cosmology and Astroparticle Physics.
The paper’s authors include Robert Lanza, a stem cell and regenerative medicine expert, famous for the theory of biocentrism, which argues that consciousness is the driving force for the existence of the universe. He believes that the physical world that we perceive is not something that’s separate from us but rather created by our minds as we observe it. According to his biocentric view, space and time are a byproduct of the “whirl of information” in our head that is weaved together by our mind into a coherent experience.
His new paper, co-authored by Dmitriy Podolskiy and Andrei Barvinsky, theorists in quantum gravity and quantum cosmology, shows how observers influence the structure of our reality.
According to Lanza and his colleagues, observers can dramatically affect “the behavior of observable quantities” both at microscopic and massive spatiotemporal scales. In fact, a “profound shift in our ordinary everyday worldview” is necessary, wrote Lanza in an interview with Big Think. The world is not something that is formed outside of us, simply existing on its own. “Observers ultimately define the structure of physical reality itself,” he stated.
How can observers create reality?
How does this work? Lanza contends that a network of observers is necessary and is “inherent to the structure of reality.” As he explains, observers — you, me, and anyone else — live in a quantum gravitational universe and come up with “a globally agreed-upon cognitive model” of reality by exchanging information about the properties of spacetime. “For, once you measure something,” Lanza writes, “the wave of probability to measure the same value of the already probed physical quantity becomes ‘localized’ or simply ‘collapses.'” That’s how reality comes to be consistently real to us all. Once you keep measuring a quantity over and over, knowing the result of the first measurement, you will see the outcome to be the same.
“Similarly, if you learn from somebody about the outcomes of their measurements of a physical quantity, your measurements and those of other observers influence each other ‒ freezing the reality according to that consensus,” added Lanza, explaining further that “a consensus of different opinions regarding the structure of reality defines its very form, shaping the underlying quantum foam,” explained Lanza.
In quantum terms, an observer influences reality through decoherence, which provides the framework for collapsing waves of probability, “largely localized in the vicinity of the cognitive model which the observer builds in their mind throughout their lifespan,” he added.
Lanza says, “The observer is the first cause, the vital force that collapses not only the present, but the cascade of spatiotemporal events we call the past. Stephen Hawking was right when he said: ‘The past, like the future, is indefinite and exists only as a spectrum of possibilities.'”
Could the universe be a simulation?
Could an artificially intelligent entity without consciousness be dreaming up our world? Lanza believes biology plays an important role, as he explains in his book The Grand Biocentric Design: How Life Creates Reality, which he co-authored with the physicist Matej Pavsic.
While a bot could conceivably be an observer, Lanza thinks a conscious living entity with the capacity for memory is necessary to establish the arrow of time. “‘A brainless’ observer does not experience time and/or decoherence with any degree of freedom,” writes Lanza. This leads to the cause and effect relationships we can notice around us. Lanza thinks that “we can only say for sure that a conscious observer does indeed collapse a quantum wave function.”
The God Equation
As Robert Lanza also wrote to Big Think, another key aspect of their work is that it resolves “the exasperating incompatibility between quantum mechanics and general relativity,” which was a sticking point even for Albert Einstein. (See the video below of Michio Kaku explaining the incompatibility and his proposal, string theory, to unite the two theories.)
Physics’ greatest mystery: Michio Kaku explains the God Equation | Big Think
www.youtube.com The seeming incongruity of these two explanations of our physical world — with quantum mechanics looking at the molecular and subatomic levels and general relativity at the interactions between massive cosmic structures like galaxies and black holes — disappears once the properties of observers are taken into account.
While this all may sound speculative, Lanza says their ideas are being tested using Monte Carlo simulations on powerful MIT computer clusters and will soon be tested experimentally.
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投資者觀望美國本周稍後出爐的通脹數據，美股三大指數周一表現反覆，收市個別發展，道指尾段由高位急滑，收市靠穩，納指溫和向下，主要受Meta股價急挫5.14%拖累，自上周三公布季度業績以來，Meta股價累計已下滑30%；Netflix都回吐1.97%，公司早前發布的一月前瞻指引疲弱，投資公司Needham稱，Netflix目前的營運策略，難以保證公司在串流市場大戰中勝出。
彭博引述消息人士報道，美國和日本政府日內將宣布，結束特朗普政府時代向日本鋼鐵實施的進口關稅。
道指蒸發逾200點升幅
道指輕微高開18點後，曾漲235點，高見35325點；之後一度轉跌95點，全日低見34993點；美市收市，道指微升1點，標指及納指反覆，分別倒跌0.37%及0.58%，報4483點和14015點。微軟股價回落1.63%，為跌幅最大道指成份股；藥廠默克(Merck)都跌1.25%。波音反彈2.65%，為表現最強道指成份股；雪佛龍彈高1.96%；美國運通回升1.09%。
個別股份中，健身器材生產商Peloton據報可能獲Nike及亞馬遜提出洽購，消息觸發挾淡倉，股價收市大幅炒高20.93%。此外，併購消息帶動航空股造好，美國航空、達美航空及聯合航空升幅介乎2.74%至5%。
特斯拉(Tesla)股價收市反覆跌1.73%，該公司向美國證交會申報，截至去年底止持有價值19.9億美元比特幣，並稱相信數碼資產作為投資和替代現金工具的長遠潛力。與此同時，投資者恢復對高風險資產的興趣，比特幣連升5日，是去年9月以來最長升浪，曾漲逾7%至約4.45萬美元，「鱷王」達里奧(Ray Dalio)稱，旗下對沖基金橋水的投資組合仍持「小量百分比」的加密貨幣。
阿里巴巴(09988)ADS收市挫6.05%，折合為港元較本港收市低2.75%；阿里上周五向美國證交會遞交F-6表格，申請額外註冊10億份ADS，券商花旗認為，此舉可能為大股東軟銀集團(SoftBank)出售股份鋪路，部分則會用於員工股權激勵計劃。
比特幣連漲5日
歐洲股市方面，英、法及德國股市分別上揚0.76%、0.83%及0.71%，但歐洲央行加息預期升溫，意大利及希臘等高風險歐羅區國家債息大幅攀升，拖累意大利股市挫1.03%。
美股今年以來表現波動，摩根大通策略員建議吸納股票，因為加息因素已反映，通脹亦正在見頂，料盈利有驚喜，相信股市尚有增長空間。該行又認為現時就衰退作出部署是錯誤，建議減持傳統防守性股份如地產、基本消費和醫療股。
然而，摩根士丹利策略員威爾遜持相反意見，稱盈利風險上升超出大部分投資者預期，並提到Netflix、PayPal及Meta最近業績令人失望，建議作出防守性部署。另外大摩指出，美股上月沽空驟增650億美元，增幅為2018年以來最多。
美國10年期債息高位徘徊，一度升2.8基點至1.941厘；美滙指數一度跌0.15%至95.35，尾段反覆偏淡；歐羅挫0.05%至1.1443美元；商品貨幣受捧，澳元及加元分別漲0.04%及0.61%，至71.23美仙及78.97美仙。
商品市場方面，國際油價上周急升後出現整固，紐約3月期油收市回落1.07%，至每桶91.32美元；布蘭特4月期油亦跌0.62%，收報92.69美元。另一邊廂，地緣政治風險對現貨金價帶來支持，一度升0.9%至每盎斯1824.7美元，尾段續高位徘徊。
由於憂慮疫情影響供應，倫敦期鋁曾升2.1%至每噸3138美元，創10月19日以來新高。高盛商品研究主管柯里(Jeff Currie)在訪問中說，現時商品如此供不應求是他入行30年來未曾見過，又形容由石油、天然氣、煤、銅到鋁，什麼都缺乏。
姓名:董玲 学历:大专 普通话是我的母语，香港普通话测试二级甲等水平 喜欢幼教这个职业，有耐心 电话:55785780