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Member since 2017-07-15T03:50:57Z. Last seen 2025-01-02T20:05:01Z.
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‘Where should I retire?’ is closely related to the question ‘What shall I do when I retire?’ and even ‘When and why should I retire?’ It all depends on your vision of retirement. Are you planning on spending lots of time with family? Are you going to turn suddenly into an ‘old person’ or will you simply be ‘Me, but with more free time’?
Yes, we can all expect to slow down as we mature, but there’s no abrupt metamorphosis into someone who enjoys golf, bingo or stately homes if those don’t float your boat now. (A boat, on the other hand…) Think about what you enjoy at the moment, and see if you can picture yourself in any of the places we’ve explored. A great many people have found these the ideal places to settle down – will you?
Our best places to retire Suffolk Tucked away in the east of England, Suffolk is known for its sleepy chocolate box villages, but also for its still-trendy seaside towns and pretty coastline – a favourite for artists due to the special quality of the light off the sea. It’s ideal for those looking for a retirement that’s quiet without being dull, and the towns of Bury St Edmunds (the county’s central market town) and Ipswich are close at hand, with Cambridge just a 45-minute drive away.
Essex Lots of retirees have children with grandchildren living in and around London. So if you need to get into the capital regularly, neighbouring Essex could be a great place to live. It may not seem the obvious choice with its reputation as a ‘party county’, but closer inspection reveals countless pretty villages such as Tillingham and Castle Hedingham, while the estuary coast has a brooding beauty of its own. You can reach Central London in 30 minutes by train from various towns. Of course, such close proximity doesn’t come cheap, with detached houses selling for over £500,000 on average.
Sussex Sussex is also close to London, and can boast great swathes of open scenery to enjoy – such as the South Downs right on your doorstep. You’ll pay a premium to enjoy the best of both worlds, though, with average house prices upwards of £375,000.
Brighton If you’ve always dreamed of retiring near the sea, Brighton and surrounding towns offer an excellent quality of life. You’ll have endless pebbled beaches for brisk walks and lots of cafes and restaurants to enjoy along the way. Unlike many ‘sleepy seaside towns’ Brighton has never lost its trendy dynamism, so is a popular choice for those who still feel young in spirit. The town is also reasonably close to London, being only an hour away by train. House prices are relatively high in Brighton, fetching around £450,000.
Dorset For a retirement that really does feel like a holiday, opt for Dorset. The coastline is warm, beautiful and sandy, so (provided the weather holds up) there are times of the year where it can feel like you’re retiring to Australia without the associated costs and hassle, or leaving family behind. Just be prepared to shop around for good value for money when it comes to property.
Devon Another coastal favourite is Devon, where beaches and spectacular inland countryside collide. You’ll have two coastlines and two national parks, Dartmoor and Exmoor, to explore. Some of the best coastal retirement towns include Torquay and Exeter but also hidden gems such as Sidmouth and Beer (the source of most of Britain’s cathedral stone), which nevertheless remain lively even off-season. The county’s northern coastline is the cheaper of the two, with house prices around the £300,000 mark.
Plymouth To lap up South Devon’s charm but for a fraction of the price, opt for Plymouth where average house prices are just over £200,000. In return for your money, you’ll get coastal views, harbourside cafes and restaurants, lots of parks and close proximity to the Tamar Valley and Dartmoor for long walks.
Pembrokeshire Another coastal retiree hotspot is Pembrokeshire in south west Wales. The coastline itself is a national park, and it has truly beautiful scenery. House prices here are much cheaper than elsewhere in the UK at an average of just over £200,000. Tenby and St Davids will provide all the amenities you need.
The Lake District One of the UK’s most famous national parks, the Lake District, is an adventure haven for retirees looking to spend lots of their time in the great outdoors. Whether you’re into walking, climbing, fell running, wild swimming, canoeing, kayaking, sailing or writing epic Romantic poetry, you can get stuck in here. There are also lots of stile-free routes that are accessible for the less mobile.
Yorkshire Dales or North York Moors The UK’s largest county and (according to the inhabitants, anyway) the most beautiful too, Yorkshire has plenty of retirement options. And if it’s countryside you’re looking for, both of its national parks will suit you. You don’t have to be Cathy or Heathcliff to revel in the rolling hills and pretty villages, the rugged landscapes of the Moors or the dramatic coastline – which includes the eerie ruins of Whitby Abbey, fictional home of Dracula. For a sweet spot that allows you to enjoy both parks, you may want to settle somewhere in-between, such as Ripon, Northallerton or Darlington.
Peak District Tucked between Sheffield and Manchester, the Peak District is a haven for retirees needing to get to the city to see family but who are looking for a quieter lifestyle in a national park. Despite the name, the ‘peaks’ here are more low rolling hills than the mountains of the Lake District, though there are plenty of challenges for the energetic walker. For the more relaxed, there are countless charming lovely villages in which to base yourself, such as Bakewell (famous for its tarts), Hathersage and Castleton. Or if you want more going on, opt for the spa town of Buxton, just outside the national park.
York Back to Yorkshire for the best of both city and country living: the ancient town of York is hard to beat for sheer versatility. It’s a pretty city with historic streets to wander, yet it’s close to the Yorkshire Dales and North York Moors. House prices are around the £300,000 mark, which is considerably cheaper than other celebrated UK cities, making it a firm choice as one of the best places to retire to in England.
Bath If you’re looking for a similar experience offered by York, but need to be further south to be closer to family, Bath could suit you. Its Georgian architecture and Roman roots make it a charming place for history lovers, yet it’s close to the Cotswolds for pretty walks. You will pay more for property in the area, with average house prices over £500,000.
Oxfordshire Often, family and friends may be spread across the country, making it sensible to choose somewhere central in which to retire. Oxfordshire is on the expensive side, but for your money, you’ll be within a two-hour drive of Cambridge, Bristol, London, Birmingham, Nottingham, the South Coast and more. Plus, you’ll have Oxford and lots of historic surrounding villages for days out closer to home.
Lincolnshire Lincolnshire is also relatively central, but house prices are quite low, at just below £200,000 on average. Though it doesn’t go on about it, it’s actually the second largest county in the UK, spanning as far south as Stamford all the way up to Grimsby, and it has lots of quiet towns in between for a relaxing retirement. From various Lincolnshire locations, you can reach Sheffield, Leeds, Nottingham, Derby, Birmingham, Leicester and more well within a two-hour drive.
Cardiff Moving over to Wales, Cardiff is neatly positioned on the edge of South West England to provide easy access to both. From Cardiff, you can reach Swansea to the west and Bristol to the east in well under an hour. The city itself has plenty going on and is surrounded by beautiful countryside with the Gower Peninsula, Brecon Beacons and Wye Valley all within easy reach. Average house prices are around the £250,000 mark, making it an affordable option too.
Glasgow Looking north to Scotland now, Glasgow may seem a less obvious choice – but is all the better for it. More central than the capital Edinburgh, and certainly cheaper (with house prices around £200,000), it nevertheless has excellent connections to Edinburgh, Aberdeen, Dundee and more. Nor should you let the gritty TV crime dramas put you off – the real Glasgow is surrounded by stunning countryside and some lovely villages such as Bishopton, Bridge of Weir, Lochwinnoc and Houston (no, not that one). The city itself is pretty impressive too. And if you like golf, there are around 40 courses to keep you busy.
Fife Another one for golf aficionados, Fife is an ideal retirement location for those who enjoy fresh air, long walks and hitting things with sticks. The area is also known for its beautiful landscape and is the home of St Andrews, so you can also look forward to walks and relaxed days out as well. It’s just 50 minutes from Edinburgh and 30 minutes from Dundee, making it convenient for those with family across Scotland too.
Durham For low house prices, the North East often comes out on top. If you want to get more for your money when you move, Durham could fit the bill. Average house prices are under £200,000 but you won’t need to compromise – the city is one of England’s most beautiful. Great transport links mean you can reach Newcastle-upon-Tyne and Darlington in just 15 minutes, while Edinburgh is under two hours’ away. You’ll also have the Yorkshire Dales, North York Moors and the coastline close by for days out.
Lancaster Sneaking in at number 20 is a place you might not have considered, but which offers many of the attractions found in the rest of the top 20 but at a fraction of the cost. Average house prices are just over £160,000 and, in return for your money, you get plenty of amenities in the historic city, the coastal town of Morecambe nearby, and on your doorstep the Forest of Bowland (essentially an offshoot of the Yorkshire Dales and just as picturesque). This North West city is also just over an hour away from both Liverpool and Manchester, making it convenient for quick connections across the country.
Are you really ready for retirement? Choosing where you retire is one of the more enjoyable aspects of planning your later years. Before you make the big move, you need to make sure your pension and other finances are in order, which can be a lengthy process. It’s always recommended that you talk through your options with a financial adviser before making any big decisions.
Part 2
(c) the licence to occupy granted by this agreement is personal to the Licensee and is not assignable and the rights given in clause 2 may only be exercised by the Licensee and its employees; and
(d) without prejudice to its rights under clause 4, the Licensor shall be entitled at any time on giving not less than 1 weeks' notice to require the Licensee to transfer to alternative space elsewhere within the Building and the Licensee shall comply with such requirement.
(e) without prejudice to its right under clause 4, the Licensor shall be entitled at any time on giving not less than 4 weeks’ notice to require the Licensee to transfer to alternative and comparable space elsewhere within a separate Building and the Licensee shall comply with such requirement.
Part 3
(m) Where a pay as you go gas or electricity meter is installed, the Licensee agrees to be responsible for keeping the meter topped up with credit. The Licensor will issue a refund for the cost of the top-up upon receipt of bank details and a copy of the receipt
(s) where the Building is served by a septic tank or cesspit, to be responsible for the reasonable costs of emptying or clearing such facilities, as required, during the licence.
(v) where the Licensee is notified prior to commencement of the licence, in writing or by the provision of copy documents, of any agreements or restrictions contained in any superior or head lease affecting the premises which may bind the Licensor (and his licensee) in the use or occupation of the premises, not to break such agreements or restrictions
(cc) as quickly as is practical after receipt, to send to the Licensor any formal or legal notice or orders or other similar document delivered to the promises by a third relate to, or might significantly affect, the Property, the Building its boundaries or adjacent properties
(ww) To take care to replace or have replaced appropriately, light bulbs, fluorescent tubes, fuses etc. as and when necessary during the licence and to ensure that all light bulbs, fluorescent tubes, fuses are in place and in working order at the end of the licence.
(xx) To test at regular intervals any battery operated smoke alarms fitted in the premises and replace any battery in an alarm, which is found not to be working. If the alarm is not working after the fitting of a new battery, to promptly inform the Licensor
(yy) To be responsible for unblocking or clearing stoppages in any sink, or basin, or toilet, or waste pipe which serve such fixtures if they become blocked with the licensee’s waste, or as a result of the action or inaction of the licensee (or his invited visitors or guests) in breach of obligations under this agreement.
(ddd) To take such reasonable and prudent precautions expected of a householder as may be required from time to time, but particularly between and including the months of November to February, to prevent damage by frost or freezing occurring to the premises, its fixtures or fittings.
(kkk) To take reasonable and prudent steps to adequately heat and ventilate the premises in order to help prevent condensation. Where such condensation may occur, to take care to promptly wipe down and clean surfaces as required from time to time to stop the buildup of mould growth or damage to the premises, its fixtures and fittings.
(mmm) In the event that the Licensee, any guest of the Licensee, or any other occupants within the property breaks, fails to comply with, any of the obligations relating to looking after or the use and occupation of the Property in relation to the communal areas, set out under this agreement, the Licensee agrees to undertake joint and several liability for any reasonable and necessary corrective measures or action within a maximum of one week, or within any alternative timescale agreed with the Licensor, or earlier if urgency requires it, of being asked in writing to do so by the Licensor. After that time, the Licensor may notify the Licensee that the Licensor is arranging for the work to be done and in such circumstance the Licensee agrees to be responsible and liable for the fair costs involved in those arrangements and for the carrying out of such works.
(qqq) To permit the Licensor or authorised workman, from time to time upon a minimum of 24 hours prior written notification (except in the case of emergency), to enter the Building and the Property during working hours and or at other reasonable times including at weekends, to inspect the Building and Property, its fixtures and fittings, and to do work which might be required from time to time in order to fulfil obligations under this agreement or relevant legislation.
Part 4
(b) the Licensee or Licensor electing to exercise the break clause resulting in the licence ending 26/09/2022. In order to exercise this break clause, the Licensee or Licensor must give notice in writing no later than two months prior to 26/09/2022 and this notice cannot expire between 20th of December and 3rd of January.
(d) the expiry of not less than 30 days’ written notice given by the Licensor to the Licensee. The Licensee will not be released from their obligations of the licence agreement until such notice is provided by the Licensor.
Part 6
6.1) The Licensor will keep in repair the cooker, washing machine, tumble dryer, fridge, freezer and dishwasher (if these appliances are at the Property and provided by the Licensor).
10.4 The Licensor recommends that the Licensee take out at least minimal contents insurance to cover their belongings as they will not be covered by the Licensor’s insurance.
10.5 The Licensee is not permitted to use any form of portable electrical heating device.
10.7 Meter readings will be collected as near to the first day of the month as possible, during 9am – 5pm Monday to Saturday. 24 hours’ notice will not be given. The Licensor will first knock the door and ring the doorbell, but if no answer will let themselves in, only to collect meter readings and leave again, locking the front door.
10.8 The Licensee will keep the property clean and tidy (this includes the furniture, appliances, fixtures and fittings). The Licensor will inspect the property for cleanliness on a monthly basis. If the cleanliness of the property is below a standard which is reasonable and acceptable, the Licensor will issue a warning to the Licensees. If this occurs a second time, the Licensor will employ a cleaning company to rectify the issue and the licensees will be liable to reimburse the costs of this cleaning, on demand by the Licensor.
11.3) Notwithstanding clause 10.1, the Licensor shall not be liable for any council tax charge whereby the charge is levied against the individual bedroom or unit of accommodation occupied by the Licensee within the Building, in this instance, the Licensee is liable for the charge.
英國求職記（一）- 開啟求職之路
It : leetcode
Cv library
到步英國已經兩個月，除咗適應新生活之外，最當務之急嘅要求當然就係搵工，作為係香港嘅底層奴工，要係英國搵一份IT當關嘅工作實在唔容易，被拒絕次數真係多到數唔清咁多，雖然食咗兩個月谷種，但都希望借哩個機會同大家分享下短期嘅心得。
求職嘅第一步，當然就係開始求職（廢話），我相信好多朋友都第一時間諗起LinkedIn、indeed、Glassdoor等等出名求職網站，但到底邊個網站多機會啲？除此以外又有無其他選擇？我相信都係好多人想問嘅問題之一，以下就同大家分享下幾個我目前以知嘅平台，同大致使用心得啦。
以下排名不分先後高低：
網站主打工搵人，求職者打好自己嘅Profile後網站就會發佈出去俾係佢哋網註冊咗嘅顧主，然後由顧主主動聯絡你，求職者本身比較被動，所以你嘅Profile 吸唔吸引到人大大影響到你嘅機會，目前使用大約一個月之後，我都收到大約七個面試邀請，如果你嘅skillset 係有NodeJS / React / TDD / .Net 等等嘅都可以考慮使用，反正註冊咗放係到就okay，當俾個機會自己啦。
網站有invite link，如果有興趣又想助養下小弟嘅朋友可以用link 註冊：
https://hired.com/x/e742384ff95f3e60d0db0d6843cbfb0f
同Hired一樣，主打工搵人，過程由於一樣我就唔詳細介紹，佢地會有Email同SMS提示你見工時間同邀請，係服務方面算比較好，同時網站亦有LeetCode類嘅功能，如果覺得自己無咩profolio 可以display都可以考慮吓使用，當另類加分，目前使用咗兩個星期都已經收到六份工作邀請，但比較負面印像嘅係六份入面已經有三份無預警下甩底，所以大家都要有心理準備，同Hired一樣，由於註冊咗之後基本上都係等，所以大家都可以嘗試吓。
主打係StartUp 公司嘅職位，同LinkedIn 一樣需要主動去Apply，雖然都會有顧主主動邀請，但好似我哩啲廢廢成個月都只得一次，我諗對方都係真係好等人用先會咁。網站同樣有assessments功能，但比較貼近LinkedIn類，有時間可以做吓。另外搵工時最好用sort by "Last Active"，因為有唔少工都係post 咗超過一個月或以上，"Last Active"先知個顧主仲有無用緊個平台。不過由於本人比較無咁積極使用，暫時都只係得一次面試。
以上就係小弟目前除咗LinkedIn以外有使用嘅平台，至於好唔好用，又或者啱唔啱各位用就等自己去發掘，畢竟IT範疇太多大廣，唔同平台都有唔同嘅客群，無可能fit哂每一個人。
另外如果各位有覺得好用嘅平台，都歡迎同大家分享下，幫助自己人更快搵到工作更快安頓落嚟啦。
Joanne Lee 邀請您參加排程的 Zoom 會議。
主題：Joanne Lee的Zoom會議 時間：此為週期性會議 隨時召開會議
加入 Zoom 會議 https://us04web.zoom.us/j/79066241682?pwd=cmhaSzBBK2tzUXBtREVFSTdCS3VEdz09
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12nn 18/3
64 St Kilda Road W13 9DE
Heater
Size
5:15pm
31 Leaver Gardens, UB6 8EP
3pm
25 Rosslyn Crescent Wembley Middlesex HA9 7NZ
Dear
I’m Mr Arthur Law from Hong Kong. I just moved in London. My wife would join me about 2-3 year later.
I am a neat and cautious Asian, now working for a company at Hong Kong remotely, enjoying stable incomes even during pandemic.
I need to move in on 27/3.
Thanks and look forward to hearing from you soon
Kind regards,
Arthur Law
Call
Disqualify
倫敦熱門居住地區推介四：Crystal Palace年輕實業家必住之地
Crystal Palace水晶宮是位於倫敦南部，距離市中心較遠，約半小時的火車時間，但別小看這裡，雖然離市中心有一點距離，但物價樓價遠比市中心便宜，而且四處配套非常齊全，有數之不盡的餐廳，超市、商店；亦有很多公共服務如郵局、政府大樓，生活的便利程度不輸市中心。
至於為何吸引年輕創業家Startuppers進駐水晶宮，全因這裡很容易找到Serviced Office Space（相當於香港的Co-working space），價錢一定比倫敦市中心便宜，是很多創業家和Startup的最佳起步點！既方便，生活配套齊全，更可以在倫敦以低成本創業！
最重要的是，這裡距離倫敦不算遠，但接近倫敦，因此近十年吸引了不少有實力的公司和Startup進駐水晶宮，例如RedDoor IT Ltd、Legacy Events Group Ltd、PCR Connected、lick Enterprise等Startup，形成了一個優良的Startup創科環境，當中有不少大型Startup從這裡起步然後遷往倫敦CBD呢！因此這裡不但滿有工作機會，更是一個成功創業家的生產基地！
倫敦邊區好住 Crystal Palace 倫敦邊區好住 Crystal Palace 水晶宮創業成本遠比市中心便宜。（圖源：Wiki）
優點：Startup能以低成本創業和居住，有良好的創業Ecosystem，適合去倫敦創業，而且生活成本低廉，香港的Startup非常適宜在Crystal Palace起步創業和生活！
Once you optimize your résumé, you may want to practice interviewing with an AI too. By Sheridan Wallarchive pageHilke Schellmannarchive page August 4, 2021 woman preparing resume for ATS MS TECH | PEXELS Through job-matching platforms and AI-powered games and interviews, companies are relying more and more on artificial intelligence to streamline the hiring process. But some job seekers feel frustrated and misunderstood by these technologies.
Malika Devaux is a student at the HOPE Program, a Brooklyn-based nonprofit that provides job training. Devaux is looking for a job, and we asked her to complete a trial of a 90-second personality test, which assesses candidates on the Big Five personality traits.
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Her results indicated that she was pragmatic and carefree, but Devaux didn’t agree with the AI’s read on her personality. And she found the test confusing. “I think [this test] would have made me lose a chance to have this position or an opportunity finally where I can shine,” she says.
So how can you make the algorithms work in your favor when you apply for your next job?
In the latest episode of MIT Technology Review’s podcast “In Machines We Trust,” we asked career and job-matching experts for practical tips on how to succeed in a job market increasingly influenced by artificial intelligence.
Ditch conventional advice about résumés. Instead of choosing a unique design or color scheme and including robust job descriptions, focus on making it as simple and straightforward as possible, says Ian Siegel, cofounder and CEO of ZipRecruiter.
“Conventional wisdom will kill you in your search for a job,” Siegel says. “You want the simplest, most boring résumé template you can find. You want to write like a caveman in the shortest, crispest words you can.”
In most cases, when candidates apply for jobs their résumés will first be processed by an automated applicant tracking system (ATS), Siegel says. To increase your chances of advancing to an interview, you should submit a résumé that the AI will interpret accurately.
Use short, descriptive sentences to help an AI parse your résumé, Siegel says. Clearly list your skills. If possible, include details about where you learned them and how long you’ve used them, plus any licensing or certification numbers that verify your expertise. “You want to be declarative and quantitative, because software is trying to figure out who you are and decide whether you will be put in front of a human,” he says.
And don’t be discouraged from applying to jobs that require more experience than you have, as long as you meet some of the qualifications in the job description.
“If you have any of the skills listed, I want you to apply to it,” Siegel says. “Let the algorithms decide whether or not you’re a great match, and they will sort you to the top or bottom.”
Create multiple versions of your résumé. Once you streamline your résumé for an AI, you may worry that you’ve damaged its flow and readability. So prepare another version for human review, says Gracy Sarkissian, the interim executive director of New York University’s Career Center.
“Some students tell me, ‘I did what you guys told me to do. I made sure that my résumé was filled with keywords. And now it sounds kind of like a cheesy marketing document,’” Sarkissian says. She tells them to make another one, with a personalized design and format, to send by email or to hand to hiring managers at an interview.
You should also modify your résumé to reflect the description of each job to which you apply, Sarkissian says. Each job posting contains keywords that a prospective employer’s ATS is likely using to prioritize candidates. Choose a few that are appropriate to your experience and sprinkle them throughout your résumé.
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Get updates and offers from MIT Technology Review Sign up Privacy Policy Test your résumé with an AI. Upload your résumé and the description of the job you’re applying for to an automated résumé checker like Jobscan. Jobscan will score how well it matches the job description, to help you optimize it for each prospective employer’s ATS. Creating an account on Jobscan is free, and the basic tier of membership offers two match-rate calculations per month.
VMock also provides software to universities and other institutions that issues feedback on users’ résumés by highlighting inconsistent dates and simplifying descriptions of previous roles that aren’t as relevant to the one for which they’re applying.
VMock’s algorithm helps users identify transferable skills as well. The program will say, “Here is something else you did, but that translates into the soft skills that recruiters are looking for,” says Kiran Pande, cofounder and head of products at VMock. “You have communication skills; it’s not necessarily marketing oriented, but you do have good communication skills. You did other things that developed your communication skills. Write about those too.”
Practice makes perfect. Why not use AI to help you prepare for your interview with an AI? Several companies, including VMock, offer tools to help job seekers prepare for virtual interviews.
Interview Stream will ask you questions via webcam and allow you to record and review your responses. The platform offers a 30-day free trial to individual users and is also available through some institutions. Big Interview uses AI to coach users on their interview responses. It offers three packages for individuals, priced at $79 for one month, $149 for three months, and $249 for six months.
Related Story
Disability rights advocates are worried about discrimination in AI hiring tools The US federal agency charged with fighting employment discrimination has no plans to investigate the technology on its own. The HOPE Program uses a platform called Talk Hiring, which includes 10-minute mock interviews consisting of five questions each. Talk Hiring scores interviewees on their responses, taking into account factors such whether their answers contained a problem, action, and result, as well as the pace and volume of their voice. The platform offers free trial accounts for individual users and partners with organizations for $18 per user per year.
Several AI interview services, like HireVue, Retorio, and Yobs, also let you test out their platforms before your scheduled interview. Some will even allow you to view the personality profile they create based on your performance.
“When we’re interviewing with AI, it feels like a stranger, right? It feels like a stranger without a face. It’s a blank screen,” Sarkissian says. But rehearsing on these platforms allows you to become more familiar with the process: “You can practice, and the more you practice, the better you get at these things.”
And the more information you can find about prospective employers’ hiring processes and the assessment tools they rely on, the better. Job seekers can also find user-generated videos on YouTube and elsewhere about how to beat AI-powered games and interviews, though the quality and accuracy of this advice may vary.
Some AI researchers and disability rights advocates are calling for more scrutiny of AI hiring tools, but the technology’s influence on hiring will likely only grow in the years to come. As we learn more about how these tools are built and used, job seekers will have to find new ways to succeed in the age of algorithms.